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Education Center


Home Buying

Home Loan Information and Counseling

Detailed PDFs and resources for borrowers. A variety of resources for home buyers to use for gaining more insight about the process of homebuying and getting a mortgage  Read more...

Getting pre-approved for a loan

To complete a mortgage application you must provide various information verifying your employment, assets and financial status such as W-2 forms, bank records and credit card statements. Read more...

The Top 5 Credit Mistakes

If you're looking to improve your credit, you've probably heard a million suggestions on how to go about it. The question is, where do you want to save?  Read more...

Investing in Real Estate - Why should you own your home?

The reasons are plentiful and personal. It's a place to shape and call your own... the core of the American Dream. In most cases, paying more for a mortgage than in rent is offset by the tax benefits. Read more...

 

Taxes & Insurance

New law gives homeowners 3 potential tax breaks

these new laws have huge implications for your taxes. Did you know that if you lose your home to foreclosure, the debt that is forgiven was considered "income" that you are required to pay taxes? ...no more. Read more...

 

Homeowner Counseling Center

Home Buyer Counselor Online™

(HCO) is a dynamic, free, and efficient Web-based means of bringing housing professionals (counselors, lenders, and mortgage brokers) together to help... Read more...

Refinancing

Commercial Lending

Use this guide to save time, close more deals and give your client’s loan the best chance for approval. Read more...

Frequently Asked Questions About Refinancing

Frequently asked questions for first time home buyers and seasoned veterans alike. This run down will answer many of the questions you didn't even know you should ask about refinancing your home. Read more...

Fixed or Adjustable rate loan?

What’s the different between a fixed or adjustable rate loans? Read more...

Mortgage Glossary

A glossary defining practically every strange home mortgage term covering financing, refinancing, appraisals, broker fees, closing, titles and many more. Read more...

Documenting your assets and debts

Prepare for a mortgage application when buying a home. What do you need to know? What are your assets, income and debts? Read more...

 

New FHA Mortgage Limits

The Federal Housing Administration has introduced the FHASecure Initiative. This program will enable homeowners to refinance various types of adjustable rate mortgages (ARMs) that have recently reset. This may allow homeowners to refinance mortgages that, due to the increased mortgage payment following the reset, have become delinquent. The FHASecure initiative, which is a temporary program designed to provide refinancing opportunities to homeowners and to increase liquidity in the mortgage market, requires that the loan application be signed no later than December 31, 2008.

Look up the new FHA Limits in your area. (enter your state and county only)

 

Recommended Links

zillow.com
propertyshark.com
titlewizard.com
inman.com
efanniemae.com
creditxpert.com

ethicallending.com
appraisal.com
firstam.com
terabitz.com
nrmla.org